Funding 47 businesses this week

Capital for the
whole business,
from $5K to $75M.

Fundly is the brokerage small businesses trust to unlock working capital, equipment, SBA, and real estate financing — matched from 200+ lenders and closed in days, not months.

$2.4B+Placed since 2019
200+Lender network
48 hrAvg. to term sheet
Term sheet · Working capital LIVE
$425,000
Indicative term sheet +3 more offers
Rate7.9%
Term36 mo
Funds in2 days
Recently funded
Trucking & Logistics
Equipment · TX
$180K
Dental practice
SBA 7(a) · IL
$1.2M
Property management
Line of credit · FL
$75K
How it works

Apply once. Get matched with the right capital.

Our brokers do the shopping, negotiating, and packaging. You review real term sheets — then choose the one that fits.

01 —
Tell us about your business
A 4-minute application. No credit pull, no paperwork dump. Share revenue, purpose, and timeline — we package the rest.
4 MINSOFT PULL
02 —
We shop 200+ lenders for you
Your broker runs your file through our network — banks, SBA lenders, private credit, equipment specialists — to surface the best structure and rate.
48 HR AVGREAL TERMS
03 —
Choose, sign, get funded
Compare offers side-by-side with a dedicated broker. Pick your favorite, e-sign, and receive funds — often within two business days.
2 DAYSFUNDED
Products

One brokerage.
Every type of capital.

From a $5K line of credit to a $75M commercial real estate deal — we match you with the right lender for the right structure.

Working capital

Short-term cash for payroll, inventory, and day-to-day operations. Funded in as few as 24 hours.

$5K – $5M

SBA 7(a) & 504

Government-backed loans with favorable rates, longer terms, and low down payments for growth and acquisition.

$50K – $5M

Line of credit

Revolving capital you can draw on, repay, and re-use. Pay interest only on what you actually borrow.

$10K – $1M

Equipment financing

100% financing on trucks, machinery, tech, and fixtures. The equipment itself serves as the collateral.

$25K – $10M

Commercial real estate

Purchase, refi, or bridge financing for owner-occupied or investment property across all asset classes.

$500K – $75M

Invoice factoring

Advance cash against unpaid invoices. Turn 30/60/90-day receivables into working capital today.

$25K – $10M
$2.4B
Capital placed
12,400+
Businesses funded
200+
Lenders in network
48hr
Avg. to term sheet
Who we serve

Built for the operators keeping America in business.

From family-owned restaurants to 50-truck fleets, we've structured financing for teams across every industry that Main Street runs on.

Trucking & Logistics

$412M placed

Restaurants

$318M placed

Healthcare & Dental

$521M placed

Construction

$287M placed

Retail & E-commerce

$194M placed

Manufacturing

$233M placed

Hospitality

$156M placed

Professional Services

$298M placed
Customer stories

Results, not runaround.

Our bank had strung us along for four months. Fundly put three real term sheets in front of me in six days. We signed that week and had equipment on the floor before the quarter closed.
DR
David ReyesOwner · Reyes Precision Machining
$1.8M
They found a lender I'd never even heard of that fit our exact situation. That's the whole value right there.
LN
Lena NakamuraCFO · Pacific Grove Hotels
$4.2M
Closed our SBA 7(a) in 38 days. Our broker handled every back-and-forth with the lender so I could keep running the practice.
AK
Dr. Amara KesslerFounder · Kessler Family Dental
$975K
Questions

Everything you want to know.

Still have questions? Our brokers are happy to walk you through the details before you apply.

Book a call
How is Fundly different from a direct lender?
We're a brokerage, which means we're not married to any single lender's box. Instead of one yes-or-no answer, we shop your file across 200+ lenders and bring back the best structure for your situation.
Does applying affect my credit?
No. We pre-qualify you with a soft pull that doesn't impact your credit score. A hard pull only happens once you've accepted a specific offer and are moving to close.
What do I need to apply?
For smaller loans: six months of business bank statements and basic company info. For SBA and real estate: add recent tax returns, a P&L, and a balance sheet. Your broker will walk you through the exact packet.
How fast can I actually get funded?
Working capital and lines of credit can fund in 24–72 hours. Equipment financing typically runs 3–7 days. SBA loans close in 30–60 days — we move as fast as the lender underwriting will allow.
What does Fundly cost me?
Nothing upfront. We're paid by the lender when a deal closes successfully — aligned with you, not against you. You'll always see the full, out-the-door rate and fees before signing.
Can I still qualify with less-than-perfect credit?
Often, yes. We have lenders in our network that underwrite to cash flow and revenue, not just FICO. Even if credit is rough, a strong business can usually find a fit.
Apply now

Tell us about
your business.

Takes about 2 minutes. One of our brokers will reach out within a business hour to walk you through options and next steps.

  • Soft inquiry only — no impact to your credit
  • Approvals in as little as 24 hours
  • $5K to $75M available · 40+ lenders in-network
  • Your data is secured and never sold